When a Member (non-Plan Holder) passes away, an eligible Replacement person can be added on the next anniversary date of the Membership Plan. We will contact the Plan Holder to add the new person(s) at no extra charge.

On the Family Plan, Members ages 65 or younger can be included, regardless of kinship to the Plan Holder.Parents, Spouse, Step-Parents, or Partner of the Plan Holder up to 80 years of age (maximum two people) can be added at the time of enrollment and coverage will not expire as long as the membership is paid.

When the Plan Holder passes away, he or she may be replaced immediately by any of the current Plan Members, or a new qualifying Member aged 18 to 65.

We do not guarantee a specific amount because every State and City has its own rates. Therefore, we provide the average cost of a Standard or Basic Funeral service in that specific area.

The special lower rate states include: Florida, North Carolina, South Carolina, New York, California, and Puerto Rico. The Funeral Expenses cost less in these States.

Three (3) business days after enrollment (when the first payment has been drafted), We cover Accidental, Suicide, or Violent death.

We cover death by Natural causes one hundred and eighty (180) calendar days after enrollment (when the first payment has been drafted).

At the time of enrollment, when the Member pays annually, the Company will give a special promotional discount.

We do not offer Plans for people over 80 years old, (at the time of enrollment). Coverage continues throughout the member’s lifetime after age 80.

At the time of enrollment, the Plan Holder or any of its Members must NOT have any of these pre-existing conditions: Terminally ill, a Cancer diagnosis, be on Dialysis, or have a Brain Tumor.

The Plan Holder must be between 18 and 65 years old and live in the USA.

The Plan Holder must have a valid U.S issued ID, or current U.S Business Employee ID Number (EIN).

The Payor of the Plan must be a Member on the plan and have an active U.S Bank Account.

Changes to the Funeral Assistance Plan can be made within 3 business days after the first payment has been drafted; or you must wait until the anniversary date of the Membership. If a Plan Member passes away, a replacement person can be added the next anniversary date. If the Plan Holder passes away, he or she may be replaced immediately by any of the current Plan Members who are at least 18 – 65 years of age.

Yes, our Silver Plan covers ages 66-75 years old for 1 or 2 people. The second person on the Silver Plan can be age 0 to 75.